NOVAPLAN|USA · Canada · UK|Browser-based, your data stays on your device|Shop on Lemon Squeezy
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NOVAPLANTools for global professionals
11 tools live now · 2 categories

A quieter alternative
to subscription software,
built for professionals who pay once.

Finance and lifestyle tools that run entirely in your browser. Try the free preview, unlock PRO with a single payment, and keep it working offline for good.

Every tool is a one-time purchase — built to replace the QuickBooks, YNAB and TurboTax subscriptions you're already paying for.

11
Tools live now
1×
Pay once, no subscription
$13.99+
One-time price
0
Tool data uploaded
No QuickBooks (from $38/mo)
·
No YNAB ($109/yr)
·
No TurboTax (~$79–$139+ per return)
·
No advisor fees ($200–$400/hr)
·
Pay once, own forever
No account
Offline-ready
Data stays on your device
USA IRS rules
Canada CRA
UK HMRC
Universal tools
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We respect your privacy. NOVAPLAN tools run in your browser and do not send your tool data to us. We collect your email address only if you sign up for the free budget tracker. Our site may display Google AdSense ads, which use cookies for ad personalization. By continuing, you agree to our Privacy Policy and EU Disclaimer. You can opt out of personalized ads at google.com/settings/ads.

Finance & tax

IRS, CRA and HMRC tools — one-time alternatives to TurboTax, YNAB, and hourly advisor fees.

8 PRO tools + 2 free
FreeUSA

Free 50/30/20 Budget Calculator

Free to use. No purchase needed

Enter your take-home pay and spending to see your needs, wants and savings split against the 50/30/20 guideline, plus what to fix first.

50/30/20FreeBrowser-based
Free tool
FreeUSA

Free Debt Payoff Calculator

Free to use. No purchase needed

Enter up to five debts and compare the snowball and avalanche methods: time to debt-free, total interest and payoff order.

Snowball vs AvalancheFreeBrowser-based
Free tool
LiveUSA

Budget Command Center PRO

Alternative to YNAB ($109/yr)

A 50/30/20 planner that checks every category against real BLS, HHS, and lending benchmarks with a plain-language verdict and source cited, plus spending forecasts, a what-if savings simulator, and CSV import/export.

50/30/20BLS-benchmarkedOne-time purchase
New · $24 one-time
LiveUSA

Debt Freedom Planner PRO

Alternative to paid debt-tracker apps

Snowball vs. Avalanche comparison with a full amortization schedule, interest saved, and a monthly payoff timeline for every debt you carry.

SnowballAvalancheOne-time purchase
New · $27 one-time
LiveUSA

Roth Conversion Optimizer PRO

Alternative to an advisor consult ($200–$400/hr)

Model Roth conversion scenarios using IRS 2026 brackets, RMDs, Medicare IRMAA, and Social Security taxation, and compare the estimated lifetime tax impact.

IRS 2026RMDIRMAAOne-time purchase
New · $49 one-time
LiveUSA

USA Tax & Budget Command Center 2026-27 PRO

Alternative to TurboTax (~$79–$139+) + YNAB ($109/yr)

2026-27 federal tax estimator plus a monthly budget dashboard. W-2, self-employed, FICA, standard deductions, and household budgeting.

IRS 2026FICAOne-time purchase
New · $27 one-time
LiveUniversal

Money Reset Planner 2026-27 PRO

Alternative to financial coaching sessions

A spending audit, budget reset, emergency fund builder, and milestone tracker — a guided, step-by-step financial restart.

Budget resetEmergency fundOne-time purchase
New · $34 one-time
LiveUSA

1099 Freelancer Tax Estimator

Alternative to an accountant consultation

Self-employment tax calculator for 1099 contractors. Quarterly estimated payments, the SE deduction, and net income planning.

1099Self-employedOne-time purchase
New · $27 one-time
LiveCanada

Canada Tax Estimator 2026-27 PRO

Alternative to paid TurboTax Canada editions

Federal and provincial tax estimator using CRA 2026 rules, with RRSP and TFSA optimization plus CPP/EI calculations.

CRA 2026RRSP/TFSAOne-time purchase
New · $19 one-time
LiveUK

UK Self Assessment & Finance Command Center 2026-27 PRO

Alternative to Taxcalc / GoSimpleTax

HMRC 2026–27 Self Assessment estimator covering income tax, NICs, dividend tax, and allowance optimization for UK taxpayers.

HMRCNICOne-time purchase
New · $27 one-time

All PRO tools on Lemon Squeezy — instant download, one-time price, 100% browser-based, works offline forever.

Shop all tools

Lifestyle & events

Life-event planning, focus, and wellbeing tools that replace wedding apps, coaching apps, and planner subscriptions.

3 live · 3 coming soon
LiveUSA

Wedding Command Center — USA Wedding Planner PRO

Alternative to six-plus wedding planning apps

Fifteen planning tabs — budget tracker, guest RSVP, seating chart, vendor CRM, day-of timeline, an AI wedding advisor, and multi-wedding mode for planners.

Budget trackerSeating chartOne-time purchase
New · $29 one-time
LiveUniversal

ADHD NovaPlan PRO

Alternative to paid focus & routine apps

A neurodivergent-friendly daily planner with Pomodoro timers, habit streaks, and dopamine rewards — designed for ADHD adults.

PomodoroHabitsOne-time purchase
New · $29 one-time
LiveUniversal

Ultimate Life Planner 2026-27 PRO

Alternative to paid life-planning apps

Health, finance, career, and personal goals in one system — 90-day sprints, milestone tracking, and a 2026 vision board.

90-day sprintsGoalsOne-time purchase
New · $13.99 one-time
Coming soonUniversal

Sleep Debt Calculator & Fix Plan

Alternative to sleep tracking subscriptions

Calculate accumulated sleep debt, visualize its impact, and get a personalized 30-day sleep recovery plan.

Sleep scoreRecoveryOne-time purchase
Coming soon
Coming soonUniversal

Mental Health Check-In Dashboard

Alternative to BetterHelp tracking tools

A daily mood journal, anxiety and stress tracker, gratitude log, coping strategies, and a weekly mental wellness report.

Mood logWellnessOne-time purchase
Coming soon
Coming soonUniversal

Menopause Symptom Tracker PRO

Alternative to menopause health apps

Track hot flashes, sleep, mood, and physical symptoms, then generate detailed reports to share with your healthcare provider.

SymptomsReportsOne-time purchase
Coming soon

Own every PRO tool — pay once, use forever

Stop paying monthly. Get any NOVAPLAN tool on Lemon Squeezy — instant download, one-time price, and it works completely offline in any country.

Instant download One-time price Works offline No account USA · Canada · UK
Why NOVAPLAN

Built as the alternative to renting your tools

Browser-based & secure

Runs entirely on your device. No server, no upload — your data never leaves the browser.

One-time price

Pay once, own forever. No renewals, no billing cycles, no price increases.

Works offline

Pure HTML files that open in any browser, anywhere in the world.

100% private

No accounts, no logins. Your financial and personal tool data stays on your device.

Multi-country

USA, Canada and UK rules, plus universal tools for everyone else.

Pro-grade output

Charts, dashboards, and documents — the kind of results you'd normally pay a consultant for.

Premium one-time tools for the USA, Canada & UK

NOVAPLAN Tools offers 11 professional-grade, browser-based HTML tools across two categories — Finance & Tax and Lifestyle & Events. Each one is a one-time purchase alternative to expensive SaaS subscriptions like YNAB ($109/yr), TurboTax (about $79–$139+ per federal return, plus state fees), and wedding-planning apps.

Finance tools support USA (IRS 2026), Canada (CRA) and UK (HMRC) tax rules. Lifestyle tools cover wedding planning, focus and productivity, and personal wellbeing tracking. Every tool runs entirely in your browser — no internet, no account, no server, no subscription, and your data never leaves your device.

Buy once on Lemon Squeezy — own it forever, in any country

Every NOVAPLAN PRO tool is available on Lemon Squeezy with instant download, secure checkout, and lifetime access. Prices run from $13.99 to $49, replacing hundreds of dollars a year in subscriptions.

Universal tools work for professionals everywhere: the Roth Conversion Optimizer, ADHD NovaPlan, Ultimate Life Planner, and more. Country-specific tools are clearly labeled. Browse the full catalog on Lemon Squeezy.

Stop renting. Start owning your tools.

11 browser-based, secure tools. One-time price from $13.99. Works offline everywhere.